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The Knowledge Centre
Practical guides to diamonds, gold, gemstones, buying pre-owned jewellery and using pawn services. Understand the details before you visit.
Useful information before you decide
Your first pawnshop visit
Prepare your item, see how branch appraisal works and check the details before agreeing.
Read the details 02Calculate interest and borrowing costs
Estimate costs for your amount and duration. For example, THB 10,000 held for five full months costs THB 700 interest; THB 10,700 total repayment, with no other fees. Confirm the actual amount on your ticket and with the branch.
Open the calculator 03Renew, reduce principal or redeem
Tickets have a five-month term. You may pay interest to renew on an ongoing basis, or make principal reductions. Paying interest alone does not reduce principal, and another term incurs further interest. Check the amount and dates on each ticket issued by the branch.
Read the details 04Plan around your ticket date
Use the five-month planning tool, then confirm the actual date and balance on your ticket or with its issuing branch.
Read the details 05Buying pre-owned goods & paying for gold
Explore jewellery, laptops, tools, Thai amulets and more, plus re-pawning conditions and the gold payment arrangement.
Read the details 06Find a branch and speak to staff
Find actual storefront photos, addresses, hours, direct phone numbers and maps for all five branches.
Read the details24 articles
Why can pawnshop jewellery offer good value?
Compare materials, condition, final price and service when shopping for jewellery sold by a pawnshop.
Your first pawnshop visit: what to bring and what to check
A practical checklist for a first visit to Money OK: documents, appraisal, interest, your ticket and collecting your item.
3 min
How to choose a pawnshop you feel comfortable using
Compare transparent costs, item care, real branches and accessible service without relying only on headline amounts.
3 minTreated gemstones: what to ask before buying or cleaning
Understand heat treatment, fracture filling and why cleaning methods must suit the actual stone.
3 minBuying gold in payments: when do you collect it?
Money OK’s purchase-and-pawn arrangement, the initial difference, interest and collection after full payment.
3 min
How is a gold pawn amount assessed?
Why weight, purity, condition and an in-person inspection matter—and why a market gold price is not a pawn offer.
3 minHow are pawn days counted? The 15-day and 16-day difference
Money OK includes the pawn date and excludes the redemption date. See clear examples of partial-month interest.
3 min
Choosing a jewellery gift within your budget
Plan the complete cost, fit and recipient’s preferences before choosing pre-owned jewellery.
3 minCheck jewellery stock before visiting a branch
What to tell staff, what to confirm before travelling and how to identify the correct branch.
3 minNew or pre-owned jewellery: how to compare fairly
Compare like-for-like materials, gemstones, condition, final costs and after-sale conditions before deciding.
3 minPawn interest and principal: what are you actually paying?
A THB 10,000 example, the two-tier monthly rate and why an interest payment does not reduce principal.
3 minFive-month pawn tickets: renewal, principal payments and redemption
Understand what a five-month Money OK ticket means and how renewal differs from reducing principal or collecting your item.
3 min
Is Money OK open on weekends and public holidays?
Everyday branch hours, choosing the correct branch and checking your item or ticket before travelling.
3 minCan jewellery bought from Money OK be pawned later?
How re-pawning differs from a buyback and why a new inspection and conditions apply.
3 minWhite gold, platinum and silver: do not judge by colour
Understand White gold, Platinum, 750, Pt950 and 925 before buying a white-metal piece.
3 minHow to read a diamond report: 4Cs and the checks that matter
Understand carat, colour, clarity and cut, verify report details and inspect the actual ring before buying.
3 minRuby, sapphire, emerald and other popular gemstones
Recognise gemstone names and ask the right questions about identity, origin, treatment and condition.
3 min24K, 22K, 18K and 96.5% gold: understanding purity
Read karat and fineness marks without confusing gold purity with colour, weight or a guaranteed pawn amount.
3 minGold-plated, gold-filled or karat gold: what are you buying?
Understand the underlying material and the difference between a surface gold layer and a gold alloy.
3 minNatural diamonds, lab-grown diamonds and simulants: what is the difference?
Understand diamond origin, lab-grown material, moissanite and CZ before buying or asking about pawning.
3 minCan I get an appraisal without agreeing to pawn?
How Money OK’s free appraisal works, what photos can tell staff and why the actual item still needs inspection.
3 minShould I pawn my gold or sell it?
Compare keeping the option to redeem your item with selling it, including interest, deadlines and repayment planning.
3 minBuying a pre-owned diamond ring: a practical checklist
Check diamond identity and reports alongside the setting, size, wear and total cost.
3 minA checklist for buying pre-owned gold jewellery
What to ask about purity, weight, condition, documents and re-pawning before paying for a used gold piece.
3 minNo questions match that search
