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Pawn service

Pawning diamonds, gemstones and jewellery

Ask about a ring, necklace or gemstone and bring any laboratory report you have. Both the stone and its setting need inspection before acceptance is confirmed.

Appraisal

No fee

Before travelling

Confirm with the branch

Final decision

After physical inspection

Illustration for the Diamond & Gemstone Pawn service

The stones and the setting both matter

One piece can contain several metals and gemstones. If you know a stone is natural, laboratory-grown or treated, share that information. A photograph or familiar trade name cannot confirm every material and detail.

Useful details for a pre-visit enquiry

Send a clear overall photograph and relevant close-ups, with the details below where known. If you are unsure about something, tell staff rather than guessing.

  • Type of jewellery or loose stone
  • Material or stone information you already have
  • Visible condition or damage
  • Any existing certificate, receipt or packaging

Before you visit

Bring an existing laboratory report or receipt with the piece, if available. Do not remove stones or try scratch, impact, heat or chemical tests yourself. Tell staff about loose settings or damage before the item is handled.

Customers must be at least 15. Bring your original Thai ID. If you use other identification, call the branch to confirm the documents and eligibility requirements before travelling.

Know the term and cost before pawning

Monthly interest is 2% on the first THB 2,000 and 1.25% only on the excess. Appraisal, service, renewal, principal-reduction, early-redemption and all other fees or penalties: THB 0.

Term of every ticket
4 months per ticket term
Term including the grace period
4 months plus a 30-day grace period

Every ticket has a four-month term and an additional 30-day grace period.

Example: THB 10,000 unchanged for 4 full months. Monthly interest THB 140; total interest THB 560; fees THB 0; total repayment THB 10,560. No renewal or interim principal reduction. This is not a guaranteed appraisal.

Count the pawn date, not the redemption date. Same-day redemption counts as one day with half-month interest. A partial month of up to 15 days costs half a month; more than 15 days costs a full month.

Pay interest to renew, or reduce principal. If interest is not paid by the deadline, the pledged item will be forfeited.

Maximum annualised interest: 24% per year

24% = 2% × 12 without compounding. This is not a cash-flow APR or a ceiling on the cost annualised over every possible actual borrowing period.

Service provider: บริษัท ทุนทองมาวิน จำกัด · Company registration 0105555137558

Rates, APR explanation and more examples

MONEY OK

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