Tools
Do the maths before you decide
The calculator and converter run in your browser without asking for a name or phone number. Figures are for planning, not an offer or confirmed amount.
Interest calculator
Enter an amount and duration for an estimate and a clear breakdown. Check your ticket and ask the branch for the actual balance.
Open toolGold weight converter
Convert between baht-weight, salueng and grams using standard weights, without estimating a pawn amount.
Open toolGold price reference
Open the Gold Traders Association source and understand why a reference price is not a confirmed pawn amount.
Open toolEvery calculation happens in your own browser. Nothing you type is sent anywhere, and nothing is recorded on our systems.
Know the term and cost before pawning
Monthly interest is 2% on the first THB 2,000 and 1.25% only on the excess. Appraisal, service, renewal, principal-reduction, early-redemption and all other fees or penalties: THB 0.
- Term of every ticket
- 4 months per ticket term
- Term including the grace period
- 4 months plus a 30-day grace period
Every ticket has a four-month term and an additional 30-day grace period.
Example: THB 10,000 unchanged for 4 full months. Monthly interest THB 140; total interest THB 560; fees THB 0; total repayment THB 10,560. No renewal or interim principal reduction. This is not a guaranteed appraisal.
Count the pawn date, not the redemption date. Same-day redemption counts as one day with half-month interest. A partial month of up to 15 days costs half a month; more than 15 days costs a full month.
Pay interest to renew, or reduce principal. If interest is not paid by the deadline, the pledged item will be forfeited.
Maximum annualised interest: 24% per year
24% = 2% × 12 without compounding. This is not a cash-flow APR or a ceiling on the cost annualised over every possible actual borrowing period.
Service provider: บริษัท ทุนทองมาวิน จำกัด · Company registration 0105555137558
Rates, APR explanation and more examples