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Pawn service

Pawning gold

Bring your gold and any weight information for a free branch appraisal. See the offer before deciding whether to pawn.

Appraisal

No fee

Before travelling

Confirm with the branch

Final decision

After physical inspection

Illustration of a gold-chain inspection
Service illustration, not actual Money OK staff or premises

Does today’s gold price tell you the pawn amount?

Gold Traders Association quotations are market references, not a pawn offer for your item. Bars and jewellery can differ in purity and composition, especially when a piece contains stones or other materials. The actual gold needs to be inspected before an amount is confirmed.

Useful details for a pre-visit enquiry

Send a clear overall photograph and relevant close-ups, with the details below where known. If you are unsure about something, tell staff rather than guessing.

  • Type of gold item, if known
  • Approximate weight, if known
  • Visible stones or other materials
  • Any existing receipt or certificate

Before you visit

Bring any receipt or original documents you have; tell staff if you have none. Do not remove stones, cut or bend the piece to prepare it for appraisal. If you bring several pieces, keep them separate for easier inspection.

Customers must be at least 15. Bring your original Thai ID. If you use other identification, call the branch to confirm the documents and eligibility requirements before travelling.

In pictures

Diagram comparing the purity of jewellery gold and bullion

Comparing 96.5% and 99.99% gold purity

Two columns filled to different levels; the space at the top is what is not gold.

  • Left: Thai jewellery gold, 96.5%
  • Right: bullion, 99.99%
  • Gold dashes: the gap is real but narrow

The purity of the actual item is checked at the branch; some jewellery is below standard.

Diagram comparing one baht-weight of jewellery gold against one baht-weight of bullion

"One baht-weight" is not one fixed weight

Both are "one baht-weight", yet the measuring brackets are not the same length.

  • Jewellery gold: 1 baht-weight = 15.16 g (4 salueng)
  • Bullion: 1 baht-weight = 15.244 g
  • Gold brackets: a small but real difference

Standard weights per the Gold Traders Association; the branch weighs the actual item in front of you.

Know the term and cost before pawning

Monthly interest is 2% on the first THB 2,000 and 1.25% only on the excess. Appraisal, service, renewal, principal-reduction, early-redemption and all other fees or penalties: THB 0.

Term of every ticket
4 months per ticket term
Term including the grace period
4 months plus a 30-day grace period

Every ticket has a four-month term and an additional 30-day grace period.

Example: THB 10,000 unchanged for 4 full months. Monthly interest THB 140; total interest THB 560; fees THB 0; total repayment THB 10,560. No renewal or interim principal reduction. This is not a guaranteed appraisal.

Count the pawn date, not the redemption date. Same-day redemption counts as one day with half-month interest. A partial month of up to 15 days costs half a month; more than 15 days costs a full month.

Pay interest to renew, or reduce principal. If interest is not paid by the deadline, the pledged item will be forfeited.

Maximum annualised interest: 24% per year

24% = 2% × 12 without compounding. This is not a cash-flow APR or a ceiling on the cost annualised over every possible actual borrowing period.

Service provider: บริษัท ทุนทองมาวิน จำกัด · Company registration 0105555137558

Rates, APR explanation and more examples

MONEY OK

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