Calculator

Due-date planning model

This tool uses general assumptions for planning. It does not check ticket status and cannot replace the dates or terms printed on your ticket. Contact the issuing branch before acting.

Due-date checker

Every ticket has a four-month term and a further 30-day grace period. This tool estimates the four-month maturity date only. Use the dates on your ticket and confirm the grace period with the branch; it does not determine forfeiture.

Date pawnedPrincipal (optional)

Pick the date you pawned to see your timeline.

Timeline of a pawn ticket showing the contract period and the following reference window — The timeline of a pawn ticket
A guide to the timeline, not a check of a real ticket’s status.
First point: the day the ticket is issued
Solid bar: the four-month ticket term, with interest over time
Faint bar: a further 30-day grace period; confirm the actual dates with the issuing branch
Last point: check the ticket date and confirm status with the branch; this image does not determine forfeiture
Interest-paid renewal, principal reduction and voluntary early redemption are available. The branch-issued ticket’s figures and dates govern.

Reading the numbers

Estimate the four-month maturity date

Tickets have a four-month term and a further 30-day grace period. This tool estimates maturity only, not forfeiture. Check the dates on your ticket and confirm with the branch.

The ticket and branch confirm the facts

Use the dates and wording on your pawn ticket, then contact the issuing branch to confirm current status before acting.

Renewal is not an automatic promise

Options depend on ticket status, branch requirements and relevant checks. Ask the issuing branch directly.

Do not use this total to make a payment

The calculation is a planning estimate from published rates. The branch must confirm the current amount.

Other tools

Confirm your figures with the branch

For an existing ticket, ask the issuing branch to check your balance and dates. A new pawn amount is confirmed after staff inspect your item.

Choose a branch

Know the term and cost before pawning

Monthly interest is 2% on the first THB 2,000 and 1.25% only on the excess. Appraisal, service, renewal, principal-reduction, early-redemption and all other fees or penalties: THB 0.

Term of every ticket: 4 months per ticket term
Term including the grace period: 4 months plus a 30-day grace period

Every ticket has a four-month term and an additional 30-day grace period.

Example: THB 10,000 unchanged for 4 full months. Monthly interest THB 140; total interest THB 560; fees THB 0; total repayment THB 10,560. No renewal or interim principal reduction. This is not a guaranteed appraisal.

Count the pawn date, not the redemption date. Same-day redemption counts as one day with half-month interest. A partial month of up to 15 days costs half a month; more than 15 days costs a full month.

Pay interest to renew, or reduce principal. If interest is not paid by the deadline, the pledged item will be forfeited.

Maximum annualised interest: 24% per year

24% = 2% × 12 without compounding. This is not a cash-flow APR or a ceiling on the cost annualised over every possible actual borrowing period.

Service provider: บริษัท ทุนทองมาวิน จำกัด · Company registration 0105555137558

Rates, APR explanation and more examples