Skip to main content
English

Pawn service

Pawning a watch

Each watch is different. Send details or call a branch about the watch you plan to bring before travelling.

Appraisal

No fee

Before travelling

Confirm with the branch

Final decision

After physical inspection

Illustration for the Luxury Watch Pawn service

Model, condition and the parts that come with it

A brand name alone is not enough for a useful enquiry. Different models, replacement straps, repairs and missing parts can change the details of a watch. Say whether it runs and describe any service or replacement work you know about.

Useful details for a pre-visit enquiry

Send a clear overall photograph and relevant close-ups, with the details below where known. If you are unsure about something, tell staff rather than guessing.

  • Brand and model, if known
  • Front, back and clasp photographs
  • Whether it is currently running
  • Any existing box, papers or spare links

Before you visit

Bring the box, papers and spare links you already have; do not buy extras just for an enquiry. Protect the watch from impact, and do not open the back or force the mechanism for a photograph. Staff need to inspect the actual watch before confirming an amount.

Customers must be at least 15. Bring your original Thai ID. If you use other identification, call the branch to confirm the documents and eligibility requirements before travelling.

Know the term and cost before pawning

Monthly interest is 2% on the first THB 2,000 and 1.25% only on the excess. Appraisal, service, renewal, principal-reduction, early-redemption and all other fees or penalties: THB 0.

Term of every ticket
4 months per ticket term
Term including the grace period
4 months plus a 30-day grace period

Every ticket has a four-month term and an additional 30-day grace period.

Example: THB 10,000 unchanged for 4 full months. Monthly interest THB 140; total interest THB 560; fees THB 0; total repayment THB 10,560. No renewal or interim principal reduction. This is not a guaranteed appraisal.

Count the pawn date, not the redemption date. Same-day redemption counts as one day with half-month interest. A partial month of up to 15 days costs half a month; more than 15 days costs a full month.

Pay interest to renew, or reduce principal. If interest is not paid by the deadline, the pledged item will be forfeited.

Maximum annualised interest: 24% per year

24% = 2% × 12 without compounding. This is not a cash-flow APR or a ceiling on the cost annualised over every possible actual borrowing period.

Service provider: บริษัท ทุนทองมาวิน จำกัด · Company registration 0105555137558

Rates, APR explanation and more examples

MONEY OK

Contact a branch

Choose your branch. Speak directly with its team.

Choose a branch to call