A checklist for buying pre-owned gold jewellery

Found a pre-owned gold piece you like? Ask to see it before paying. Start with the gold purity and weight, then check its condition, fit and final price.

Confirm material and weight

Ask about purity and any stones or other components. A hallmark or colour alone is not enough to confirm everything. Market quotations provide context, not the final price of every jewellery design. Understand gold karats.

Inspect the parts you will use

Check clasps, links, bends, repairs and edges against the skin. Try the fit. Confirm whether resizing or repair is possible, its cost and who will perform it. Not every design can be altered.

Get item-specific purchase information

Check the final price, item details, known flaws, documents and any agreed return, exchange or repair conditions. Ask for clarification before paying if paperwork differs from the conversation.

Understand re-pawning

You can bring jewellery bought from Money OK back for a pawn appraisal. Staff will check its condition and apply the terms available at the time. The amount may differ from the purchase price, so keep your receipt and any item documents. See jewellery information · Read about re-pawning.