Prices can move during the day
A figure on a website or historical sign should not be treated as the confirmed figure for a later inspection date.
Reference information
Gold price reference from the Gold Traders Association
Check reference prices with their source and announcement time. Market prices can change during the day; a pawn amount requires inspection at a branch.
GOLD REFERENCE / 96.5%
Gold price reference
Checking the price reference…
- Bullion · buying
- —
- Bullion · selling
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- Jewellery · tax base
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- Jewellery · selling
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“Tax base” is the association’s published field, not a net buy-back price or a Money OK pawn amount.
Official price source
Gold Traders Association of Thailand
Open the latest announcement directly on the association’s site and check its date and time. It is market reference information, not an offer from Money OK.
Two prices to keep apart
Buying prices, selling prices and pawn amounts
Sell price vs buy-back price
Two bars share the same starting point but end in different places.
- Upper bar: the sell price — what a gold shop charges you
- Lower grey bar: the buy-back price — what a gold shop pays you
- Gold bracket: the difference between buying and selling prices
These prices are market references and may change. The branch must check the gold’s weight, purity and condition before confirming a pawn amount.
Standard weights help with conversion
The Gold Traders Association states 15.16 g per baht-weight for jewellery gold and 15.244 g for bullion.
A reference price is not a pawn amount
The branch must still inspect weight, purity, other materials, condition and item details before confirming acceptance or an amount.
Weight conversion
Baht-weight, salueng and grams
Use this tool only to convert standard units. It does not estimate authenticity, price or a pawn amount.
Prepare gold for inspectionGold weight converter
Convert between baht-weight, salueng and grams using standard Thai gold weights.
That is
1
baht-weight
4
salueng
15.16
grams
Details the branch needs to check
- Weight checked by the branchA document or home scale is preliminary; the branch still needs to inspect the actual item.
- Purity and other materialsStones, clasps and other components may need to be considered separately from the gold.
- Condition and item detailsCondition, repairs and other verifiable details may affect how the item is considered.
- Market information on inspection dayGold prices move, so an old figure or a price visible in a photograph is not a confirmed pawn amount.
This tool converts weight only; it does not calculate a pawn amount. Gold prices move, and the branch must inspect the actual item before confirming acceptance or an amount.
Know the term and cost before pawning
Monthly interest is 2% on the first THB 2,000 and 1.25% only on the excess. Appraisal, service, renewal, principal-reduction, early-redemption and all other fees or penalties: THB 0.
- Term of every ticket
- 4 months per ticket term
- Term including the grace period
- 4 months plus a 30-day grace period
Every ticket has a four-month term and an additional 30-day grace period.
Example: THB 10,000 unchanged for 4 full months. Monthly interest THB 140; total interest THB 560; fees THB 0; total repayment THB 10,560. No renewal or interim principal reduction. This is not a guaranteed appraisal.
Count the pawn date, not the redemption date. Same-day redemption counts as one day with half-month interest. A partial month of up to 15 days costs half a month; more than 15 days costs a full month.
Pay interest to renew, or reduce principal. If interest is not paid by the deadline, the pledged item will be forfeited.
Maximum annualised interest: 24% per year
24% = 2% × 12 without compounding. This is not a cash-flow APR or a ceiling on the cost annualised over every possible actual borrowing period.
Service provider: บริษัท ทุนทองมาวิน จำกัด · Company registration 0105555137558
Rates, APR explanation and more examples