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Pre-owned finds beyond jewellery
Rings & gem-set jewelleryCheck materials, condition and workmanship before buying.Ask about these itemsLaptops for work & studyAsk about the model, specs, condition and accessories.Ask about these itemsTools for your next jobCheck operation, battery and accessories for your job.Ask about these itemsGold necklace designsAsk about the design, length and weight you prefer.Ask about these itemsThai amulets & collectiblesAsk about the edition, provenance, condition and documents.Ask about these itemsExplore jewellery at the counterCheck availability before coming to see a piece.Ask about these itemsWatchesCompare the model, condition and included accessories.Ask about these itemsMusical instrumentsAsk about the model and condition, then arrange to see it.Ask about these itemsBags & leather goodsInspect the leather, stitching, accessories and details.Ask about these items
Example items from Money OK. Some may have been sold.
Rings & diamonds
Ask about size, material, diamond details and documents for the ring you like.
These categories illustrate our range, not current stock. Branch selections differ. Confirm the model, price, condition and location before travelling.
“Pay in full, collect your gold” applies to the gold arrangement described here, not an instalment offer for laptops, tools, amulets or every other category. Confirm payment options for your chosen item with the branch.
MORE THAN
10,000
items across Money OK
The total covers all five branches. Stock varies by location; check with the branch before visiting.
Genuine pieces
View the actual piece and check its material, condition and available documents before buying.
Re-pawning available
Bring your purchase back to pawn, subject to a fresh appraisal and item-specific conditions.
Pay in full, collect your gold
For gold instalments, first pay the difference between the purchase price and pawn amount. Gold stays at the shop until full payment. Interest depends on the holding period.
How gold payments and collection work
01
Pay the difference first
Staff quote the purchase price and pawn amount for the selected gold piece. The initial payment is the difference, not a fixed deposit percentage for every item.
02
Make payments; interest accrues over time
Uses a four-month ticket with an additional 30-day grace period and standard pawn rates: 2% monthly on the first THB 2,000 of pawn principal and 1.25% on the excess, with no other fees. Principal reductions are available. This is not interest-free instalment buying.
03
Collect the gold after full payment
Gold remains at the shop during payments and is collected when the agreed amounts are paid in full, not delivered for use beforehand. Check the documents and consequences of stopping payments before starting.
Check the piece before your visit
Tell staff the item type and budget. Confirm the holding branch, price, condition, documents and payment options before agreeing. Stock differs between branches. This site takes no online orders, reservations or payments.
Before you visit
Do you only sell gold and jewellery?
Explore gold, jewellery, laptops, tools, Thai amulets, phones and more. Tell your branch what you need and your budget, then confirm availability before seeing the actual item.
Are laptops, tools and Thai amulets available at every branch?
These categories illustrate our range, not current stock. Branch selections differ. Confirm the model, price, condition and location before travelling.
Do gold instalment terms apply to other goods?
“Pay in full, collect your gold” applies to the gold arrangement described here, not an instalment offer for laptops, tools, amulets or every other category. Confirm payment options for your chosen item with the branch.
Does the 10,000-plus total cover all branches?
The total covers all five branches. Stock varies by location; check with the branch before visiting.
Are the items genuine, and do they have certificates?
Money OK sells genuine goods. Ask staff about the material, condition and details of the item you want. Certificates, warranties and other documents vary by piece; check what is included before buying.
Can I pawn an item I bought here?
You can bring your Money OK purchase back for a pawn appraisal. Acceptance and the amount depend on its condition, appraisal and the terms at the time. If payments are still outstanding, check ownership and eligibility with the branch first.
How do gold instalments work, and when do I receive the gold?
First pay the difference between the purchase price and pawn amount, then pay the remaining principal and time-based interest. Gold stays at the shop until full payment; you do not receive it before completing payments. Check the rate, calculation, total, dates and non-payment terms before agreeing. This website does not accept applications or payments online.
Are the pictured items still available?
These are example photos; some items may have been sold. Call or message to check the price and holding branch before visiting.
Does every branch have the same stock?
Selections can differ between branches. Call your preferred branch to confirm where a piece is held, when you can view it, and its instalment and re-pawning eligibility.
Can I order or pay on this website?
This website currently introduces the range and connects you with staff. Online ordering, payment and reservations are not available. Sending an enquiry does not reserve an item.
What should I confirm before buying?
Check condition, flaws, the model and operation where applicable, material, size or weight, the total price and available documentation. Ask staff about any warranty, exchange or return terms for that particular item before deciding.
Not sure which branch to visit?
Choose a branch to call or message about services, products or directions.
Service provider: บริษัท ทุนทองมาวิน จำกัด · Company registration 0105555137558
Gold purchase financing uses the standard pawn rates on the pawn principal. The initial price difference is part of the gold purchase price, not a fee. Collect gold after full payment. Bringing an item back to pawn later requires a fresh appraisal; the amount is not guaranteed to equal the purchase price.
Term of every ticket
4 months per ticket term
Term including the grace period
4 months plus a 30-day grace period
Every ticket has a four-month term and an additional 30-day grace period.
Monthly interest rates
First THB 2,000
2%
Only the portion above THB 2,000
1.25%
All other fees
0 THB
No appraisal fee, service charge, penalty or other fee besides interest. There is also no additional renewal, principal-reduction or early-redemption fee.
Gold purchase example · completed in 4 months
Assumes a THB 20,000 gold price and THB 10,000 pawn amount solely to explain the calculation—not an actual stock price or appraisal offer.
Assumed purchase price
20,000 THB
Initial price-difference payment
10,000 THB
Pawn-financed principal
10,000 THB
Monthly interest
140 THB
Interest over 4 months
560 THB
Total fees
0 THB
Total interest and fee cost
560 THB
Pawn principal and interest to repay
10,560 THB
Total paid to collect the gold
20,560 THB
Assumes unchanged principal for four full months, repaid at maturity, without renewal or principal reductions. It does not guarantee an approved amount. Other periods, principal changes or renewals change the cost.
Every ticket has a four-month term and an additional 30-day grace period. You may pay interest to renew on an ongoing basis, or make principal reductions. Paying interest alone does not reduce principal, and another term incurs further interest. Check the amount and dates on each ticket issued by the branch.
You may voluntarily pay interest or redeem before maturity. Count the pawn date, not the redemption date. Same-day pawning and redemption counts as one day with half-month interest. A partial month of up to 15 days is charged as half a month; more than 15 days is charged as one month, not a daily pro-rata rate.
This example uses standard rates with no interim principal reduction. Reductions or earlier completion change interest according to time and the remaining principal. If a reduced-rate promotion is offered, check its published rate, period and eligibility before agreeing. No promotion is applied in this example.
Maximum annualised interest: 24% per year
APR and annual interest: what is the difference?
APR (Annual Percentage Rate) expresses annual borrowing cost, taking interest, fees and the repayment method into account. The 24% shown here is 2% × 12 months without compounding. It is not a cash-flow APR or a ceiling on the cost annualised over every possible actual borrowing period.
The first THB 2,000 annualises to 24%; only the portion above THB 2,000 annualises to 15%. Rates apply separately to each band, not 15% to the entire principal. There are no fees other than interest.
Early redemption is charged in half-month or full-month periods, not daily pro rata. For example, pawning THB 10,000 and redeeming on the same day incurs half-month interest: THB 70 interest, THB 0 fees and THB 10,070 total repayment, even though the actual borrowing period is shorter than half a month.
Pawning uses your item as collateral. Failure to meet payment and other conditions can result in loss of the item. Check the amounts and dates on your ticket, and contact the branch before maturity. Calculation details →
