Natural diamonds, lab-grown diamonds and simulants: what is the difference?
Understand diamond origin, lab-grown material, moissanite and CZ before buying or asking about pawning.

Money OK archive photograph, not a current stock listing.
The word “real” does not answer every question about a diamond. Natural and laboratory-grown diamonds are both diamond, but their origins differ. Moissanite and cubic zirconia (CZ) are different materials used to resemble diamond.
Understand the three groups
Natural diamonds form in nature. Lab-grown diamonds are created in a laboratory and have essentially the same chemical, physical and optical properties. HPHT and CVD describe growth methods, not quality grades. Simulants resemble diamond but are not diamond.
Can a simple tester tell the difference?
A basic screening device does not necessarily separate natural from lab-grown diamonds. Neither appearance nor a photograph is sufficient. Appropriate laboratory testing and a report matching the actual stone provide more useful evidence. Do not burn, scratch or break a stone to test it.
Choose according to your needs
Compare origin, weight, quality, condition, evidence and total price—not just sparkle or size. Purchase price, resale price and pawn amount are different. No category guarantees a profit or an unchanged future value.
Ask Money OK about an actual piece
Send item details and any available report information, without personal documents. Acceptance and an amount require inspection. This guide does not promise that every lab-grown diamond or simulant is accepted for pawning. Read about reports · Ask a branch.
Sources
Questions about your visit
Have a question? Talk to your branch
Ask branch staff about materials or our services. Identifying and confirming the details of an item requires a physical inspection.
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