Free appraisal. No obligation.
Bring your item, ask about the amount and costs, then decide.
Money OK Udon Thani
Money OK PawnshopNittayo Branch
Nittayo Road · Udon Thani
Regular hours: 8 AM–6 PMView the annual branch calendar
Pawn all types of valuables · Not just gold: ask us about laptops, phones, tools, Thai amulets, watches, bags and other valuables.
Direct to this branch · no obligation after appraisal
Branch address17 Moo 3, Nittayo Rd, Mak Khaeng, Mueang, Udon Thani 41000
Branches record CCTV video and audio, retained for at least 180 days. Read the notice →
Nearby landmarks
Directions in Google Maps- 1Big C Udon
- 2Muang Thong Market
- 3Santapol School
A pawn service you can feel comfortable with
Care for the things you leave with us
Humidity-controlled storage and handling suited to each type of item.
No additional fees
We explain interest and deadlines before you proceed, with a ticket for branch enquiries.
Speak directly with the branch
Normally 08:00–18:00 daily, including public holidays, except announced closures.
Check branch opening datesPawn all types of valuables
Ask about your particular item before bringing it in
- Gold
- Diamonds & Gems
- Luxury Watches
- Thai Amulets & Collectibles
- Designer Bags
- Mobile Phone Enquiries
- IT Equipment Enquiries
- Tools & Equipment
Appraisal is free. Acceptance and the amount depend on each item’s condition, value and applicable terms, confirmed after inspection. Call first about large or specialist items.
Your first visit, made simple
Bring the essentials so staff can explain your options
- 01
Bring your item and ID
Bring your original Thai ID and any accessories, packaging or item documents you have.
- 02
Have it appraised
Discuss the amount, interest, due date and repayment costs before deciding.
- 03
Proceed when you agree
If you proceed, check the ticket details and conditions, then retain the ticket for branch enquiries.
Before you visit
Still have a question?
Ask Nittayo Branch staff directly about your item, documents and directions.
081-762-3500What should I bring?
Bring the item and your original Thai ID card. Include its box, warranty, receipt and accessories if available. Call the branch first if you use other identity documents or are acting for someone else.
Can I ask about an amount before visiting?
Yes. Tell branch staff the type, brand, model and condition. Information or photographs allow only a preliminary assessment; acceptance and the final amount require physical inspection at the branch.
Must I pawn after an appraisal?
No. Appraisal is free, and you can ask about the amount, interest and conditions before deciding whether to proceed.
Is parking available, and do I need an appointment?
Walk in during opening hours without an appointment. For parking or bringing a large item, call the branch before travelling so staff can advise on parking and access at that location.
Nittayo Branch · Udon Thani
Call the branch or get directions
Regular hours: daily, 8:00 AM–6:00 PM · Public holidays included; no lunch closure · except announced closures
Understand the cost before deciding
Pawn terms and borrowing costs
Service provider: บริษัท ทุนทองมาวิน จำกัด · Company registration 0105555137558
- Term of every ticket
- 4 months per ticket term
- Term including the grace period
- 4 months plus a 30-day grace period
Every ticket has a four-month term and an additional 30-day grace period.
Monthly interest rates
- First THB 2,000
- 2%
- Only the portion above THB 2,000
- 1.25%
- All other fees
- 0 THB
No appraisal fee, service charge, penalty or other fee besides interest. There is also no additional renewal, principal-reduction or early-redemption fee.
Example: THB 10,000 · 4 months
- Principal received
- 10,000 THB
- Monthly interest
- 140 THB
- Interest over 4 months
- 560 THB
- Total fees
- 0 THB
- Total interest and fee cost
- 560 THB
- Total repayment including principal
- 10,560 THB
Assumes unchanged principal for four full months, repaid at maturity, without renewal or principal reductions. It does not guarantee an approved amount. Other periods, principal changes or renewals change the cost.
Every ticket has a four-month term and an additional 30-day grace period. You may pay interest to renew on an ongoing basis, or make principal reductions. Paying interest alone does not reduce principal, and another term incurs further interest. Check the amount and dates on each ticket issued by the branch.
You may voluntarily pay interest or redeem before maturity. Count the pawn date, not the redemption date. Same-day pawning and redemption counts as one day with half-month interest. A partial month of up to 15 days is charged as half a month; more than 15 days is charged as one month, not a daily pro-rata rate.
Maximum annualised interest: 24% per year
APR and annual interest: what is the difference?
APR (Annual Percentage Rate) expresses annual borrowing cost, taking interest, fees and the repayment method into account. The 24% shown here is 2% × 12 months without compounding. It is not a cash-flow APR or a ceiling on the cost annualised over every possible actual borrowing period.
The first THB 2,000 annualises to 24%; only the portion above THB 2,000 annualises to 15%. Rates apply separately to each band, not 15% to the entire principal. There are no fees other than interest.
Early redemption is charged in half-month or full-month periods, not daily pro rata. For example, pawning THB 10,000 and redeeming on the same day incurs half-month interest: THB 70 interest, THB 0 fees and THB 10,070 total repayment, even though the actual borrowing period is shorter than half a month.
Monthly rates and partial months: Thai Pawnshop Act, Section 17 ↗
Pawning uses your item as collateral. Failure to meet payment and other conditions can result in loss of the item. Check the amounts and dates on your ticket, and contact the branch before maturity. Calculation details →